In China it is usual to have a bank card linked to WeChat, Alipay and if the credit you have applied to those apps runs out, your phone will pay direct from your bank card. If you send what is know as a 'Red Envelope' or Huang Bao, it also loads from one of the three above.
It doesn't take much for a decent scammer/code writer/programmer to follow the trail back to your bank account and empty it.
Most of these things are shame based but increasingly they're into your phone. That's where everything is.
Take today. There's somebody sending me quite graphic porn and asking for 28 yuan to send more. After four hours they're asking me for 6 yuan, and hour later it's only 1yuan and even more graphic. 'My sister and her dog,'
Now, the worst thing you can do is react. Block the account, and they have a record of interaction, and 'officer look what this guy watches,' information. Send one yuan and they have your bank details in a flash.
So all you can do is nothing, except be very very careful.
By the way, if you're going to buy, go for the 6 yuan stuff.
Chinese VoIP scams.
Enquiring minds want to know about the 6 yuan....guessing it goes 'vanilla' 28 yuan-unknown but subjectively worthwhile @ 6 yuan & my slutty sister that is a dog lover...no, really...please explain...
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