Banks & ATMs

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Re: Banks & ATMs

Postby cambod » Mon Jan 02, 2012 6:27 pm

barangdave wrote:
BubbaRamDas wrote:Yeah the debit card/credit card thing gets confusing. I have two visa cards from one bank. One is a debit, the other is credit. Look the same. Deceptive shit, that, cause they work so different.

The debit cards that are strictly a bank card, with no affiliation (visa, mc) seem to be dying out. Probably cause they are useless so many places and incur high charges when they do work away from the home bank. So not sure how that works for you in this case.

Amex had an actually credit card years ago, but dropped it. When I was doing corporate travel I had the charge card and the credit card, but trashed the credit card for the much cheaper mastercard. Then, when not using the charge card, it wasn't worth an annual fee either and away it went. Hurrah. 8-)


Amex credit cards are quite popular in the UK. I use mine because I get cashback on all my purchases. Not much is offered in the way of other benefits though. The customer service is excellent IMHO.


I used it up in the States for many reasons, but now it just isn't possible to use it on a regular basis...
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ANZ Royal Bank - a warning

Postby andyinasia » Fri Jan 27, 2012 5:01 pm

I've just tried to open an account with ANZ Royal Bank twice in the last few days. First time I stormed off assuming the asswipe who dealt with me didn't know his ass from his elbow and was giving me the wrong information. Today I returned and insisted on talking to the manager.

So I'm shown their brochure and the printed information states that to open an account you need to deposit $50, and you need to keep a $50 balance to avoid incurring bank charges. Except that in both cases the $50 is lightly scribbled out in blue biro and beneath is written $500.

In other words, to open a personal account you need to deposit and keep $500 in the account. Lots of lovely free interest fro the bank, while they treat personal customers with contempt.

But here's why I'm posting: it reminded me of why I cancelled my ANZ account of 5 years last year in the first place. They had had a policy of keeping a minimum balance of $20 to benefit from free banking, and suddenly they upped the minimum to $50 WITHOUT INFORMING ANYONE. So the first customers knew of the new policy was when they suddenly found charges had been deducted from their accounts.

So my question is, have ANZ done this again? Have they increased their minimum balance from $50 to $500 this month without informing their customers? Those of you who have a personal account with ANZ had better check this PDQ before you find account drained. And when you've done that, if I were you, I'd close the account and find another bank because those conditions are absolutely outrageous.
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Re: Banks & ATMs

Postby Year 0 » Sun Jan 29, 2012 5:22 am

Has anybody managed to get cash out of a PP ATM with a card that has a UnionPay logo?

I recently tried at a Canadia ATM which had the logo as one of the acceptable ones, but had my transaction denied :roll:
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Re: Banks & ATMs

Postby panavision » Thu Feb 02, 2012 2:29 pm

Canadia still doesn't charge a fee for withdrawals using foreign cards, even if it's just an ATM card. It doesn't have to be a debit card.
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Re: Banks & ATMs

Postby andyinasia » Thu Apr 19, 2012 2:55 pm

Why effect, if any at all, will this have on customers?

http://www.phnompenhpost.com/index.php/2012041955647/Business/two-cambodian-banks-on-review-for-downgrade.html

Moody's Investor Service yesterday placed local currency long-term deposit and issuer ratings of two of Cambodia’s largest banks, ACLEDA Bank and Cambodian Public Bank (Campu Bank), on review for downgrade, according to a statement from the rating service.

Several other ratings at the two banks, such as foreign-currency deposit ratings, were unaffected.

Moody’s changed its outlook for Campu Bank to negative last September, the Post reported, citing exposure to a slowdown in the West.

In the same month, Moody’s changed its outlook for ACLEDA from stable to negative.

Bank of the Philippine Islands and Vietnam’s Asia Commercial Bank will also be reviewed for downgrades, according to yesterday’s statement.

Officials at both banks, and at Moody’s, could not be reached for comment late yesterday.
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Re: Banks & ATMs

Postby cambod » Thu Apr 19, 2012 3:06 pm

andyinasia wrote:Why effect, if any at all, will this have on customers?

http://www.phnompenhpost.com/index.php/2012041955647/Business/two-cambodian-banks-on-review-for-downgrade.html

Moody's Investor Service yesterday placed local currency long-term deposit and issuer ratings of two of Cambodia’s largest banks, ACLEDA Bank and Cambodian Public Bank (Campu Bank), on review for downgrade, according to a statement from the rating service.

Several other ratings at the two banks, such as foreign-currency deposit ratings, were unaffected.

Moody’s changed its outlook for Campu Bank to negative last September, the Post reported, citing exposure to a slowdown in the West.

In the same month, Moody’s changed its outlook for ACLEDA from stable to negative.

Bank of the Philippine Islands and Vietnam’s Asia Commercial Bank will also be reviewed for downgrades, according to yesterday’s statement.

Officials at both banks, and at Moody’s, could not be reached for comment late yesterday.


Good. I feel better about having a loud cussing contest with Campu last week over replacing my atm card for free (after my second call and second visit about the matter...).
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Re: Banks & ATMs

Postby Satan ™ » Wed Aug 29, 2012 12:27 pm

useful map of canadia bank atm machines for free foreign card withdrawals

http://www.canadiabank.com.kh/Map/PP_Map.jpg
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Re: Banks & ATMs

Postby digiboy » Wed Aug 29, 2012 1:49 pm

free ? as in no fees?
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Re: Banks & ATMs

Postby Satan ™ » Wed Aug 29, 2012 9:42 pm

i never paid anything this end, nationwide in england might take a couple of squids though
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Re: Banks & ATMs

Postby digiboy » Fri Aug 31, 2012 10:33 am

Bump.......

My understanding is that the (ANZ in Aust) take $5.00AUD per international withdrawal.

So, if I use these ATMS, I shall not get another withdrawal fee at this end (Cambodia)?
Last edited by digiboy on Fri Aug 31, 2012 10:58 am, edited 1 time in total.
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Re: Banks & ATMs

Postby shizzle » Fri Aug 31, 2012 10:41 am

digiboy wrote:Bump.......

My understanding is that the (ANZ in Aust) take $5.00AUD per international withdrawal.

So, if I use these ATMS, I shall not get another withdrawal fee at this is end (Cambodia)?

That's right. Using an ANZ (AU) ATM card at Canadia will only incur the ANZ (AU) fees - $5/transaction and a shitty exchange rate.
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Re: Banks & ATMs

Postby digiboy » Fri Aug 31, 2012 11:00 am

OK! Good to know........now where is that link to the that map again?

(The one showing the locations of these ATMS?)
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