Usually I'd agree, but a Khmer can currently easily be tricked with a simple "Hi, I'm from ABA, your name is xyz, account number 123 right? Ok, there's an issue with your ATM card, can you please give me {all the other stuff}" type of call. So much of this type of scam happening across banks & other FIs currently, there's a whole education happening akin to the old email Nigerian 419 scams we got back in the early days of emails & even dopey Westerners gave out all their information oblivious to the dangers.slavedog wrote:Although what can you do with the card number if you do not have a) the 3 digit security code on the back of the card, b) the cardholder's smart phone and c) the cardholders PIN code to verify a transaction?Spigzy wrote:Sorry I'm still with ANZR in the 1990s somewhere, I didn't join the ABA craze, although they're far ahead of the competition with a forward thinking strategy & execution. I agree with you on this one though, does seem a high risk, particularly in this country where people can't even keep a 4-digit PIN to themselves & family members are all too keen to rob their own brothers & sisters at the sight of a couple of zeros on a balance.Alexandra wrote:Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
There's little going on in the way of NBC or government education programs to this sort of nonsense, so it'll take a whole bunch of people to be scammed and lives destroyed before word of mouth education is complete. Nasty.