The AG at the Hotel Cambodiana seemed to offer insurance via April Mobilité - a French company. This seems decent on paper (they pay the hospital up front) yet a little pricey - 1500USD (but you can pay in installments) - how expensive is that?
In the meantime I am still worryingly un-insured so who can tell me what the price would be at a cheap local hospital to sort out a broken leg for example?
Reasonable health insurance for single man - least hassle.
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Basically unless you only have injuries that could heal in your home, then if you do not get out to Bangkok you will probably die.Magic-Leaves wrote:what happens if you have no insurance or money in Cambodia and are hit by a car - will they leave you in the street or do a patch up job in the Calmette and 'send you a bill'? (not that I'm planning this of course)
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Not really LJ.Basically unless you only have injuries that could heal in your home, then if you do not get out to Bangkok you will probably die.
Ask some of your PP biker buddies about what happened to the girl on the back of the bike that their friend Randall wiped out (and in doing so himself) in Snooky four or so years ago.
She pulled through and believe me, she was in bad shape. The ER at Calmette has a fair degree of experience in putting people together in the immediate aftermath of bike crashes.
Twitter: Not my circus, not my monkeys - I sold #K440
Moto mishap near Kep in November of 2006 = broken collarbone and 2 broken ribs. No medical facilities there.who can tell me what the price would be at a cheap local hospital to sort out a broken leg for example?
X-ray at Aurora clinic PP = $10
Consultation with Orthopedics guy = $35
Option to have break plated not taken.
Find your own painkillers.
Police costs at the crash site = $0
Recovery of the vehicle back to Vanna's = $0
Police costs in further investigation = $0
Damage to vehicle = $0
Not bad at all, but glad that it wasn't my head that got broken.
I went to Calmette once. The nurse washed her hands with tap water and grabbed a random A4 off the table to wipe the hands. I was told the doctor had his pants fly open and he did not wear underwear (I did not notice this but I am less gay than the observer). I walked out.koastal wrote:I went out to Calmette
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Moto mishap near Kep in November of 2006 = broken collarbone and 2 broken ribs. No medical facilities there.
X-ray at Aurora clinic PP = $10
Consultation with Orthopedics guy = $35
Option to have break plated not taken.
Find your own painkillers..[/quote]
so do you mean you just left the collar bone broken or what?
How did you finally get it sorted?
X-ray at Aurora clinic PP = $10
Consultation with Orthopedics guy = $35
Option to have break plated not taken.
Find your own painkillers..[/quote]
so do you mean you just left the collar bone broken or what?
How did you finally get it sorted?
The more I read through the forum threads here on khmer440.com the more I’m amazed at how expensive it is to live over there in a country that’s stall a long way from being classed as a developed nation.
All of the following items seem to cost more for less than neighbouring Thailand from what I can see. Food & food choices, accommodation choices, internet packages, general infrastructure, and now medical insurance.
Btw, as this thread is on medical insurance (the main reason for my post), take a look at this offer for expats in Thailand. Surely there must be something like this option available in Cambodia?
http://www.ajarn.com/Banter/healthinsuranceajarn.htm
Cheers
andii
All of the following items seem to cost more for less than neighbouring Thailand from what I can see. Food & food choices, accommodation choices, internet packages, general infrastructure, and now medical insurance.
Btw, as this thread is on medical insurance (the main reason for my post), take a look at this offer for expats in Thailand. Surely there must be something like this option available in Cambodia?
http://www.ajarn.com/Banter/healthinsuranceajarn.htm
Cheers
andii
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Hi Magic-LeavesMagic-Leaves wrote:not seen anything like that here - and that thai insurance is very patchy on the details it gives out - probably a rip off.
Actually, i don't really think the webmaster of Ajarn.com would endorse this insurance if it was even questionable. The site has been around for too long, and has developed a lot of web credibility over the years to allow a scam to scar its reputation. The webmaster has actually used it once in an emergency where he had to go under the knife. I think he writes about that experience somewhere on the site.
It certainly seems to be the best deal i've ever come across for overseas emergency health cover.
Cheers
Andii
The Pre-existing is a big problem: I had a hip operation some 25-30 years ago - the result is a joint so strong I will break every other bone in my body before I damage the hip again.
Yet getting medical insurance is virtually zero after BUPA refused to cover anything orthopedic. That refusal included being run over by a drunk-driver and breaking a leg - their argument is another healthy person might not break a leg is that instance. WFT!
They also discovered my father died of heart disease and my mother of a brain tumor. So their exclusions (on a policy I paid 70,000B - $2000), meant I had no cover for any heart related diseases, cancer or any injury caused by a fall. (on the basis the hip joint no longer works 100% and therefore my chance of a fall is higher): THe fact I don't drink and therefore have a much lover chance of falling over and braking something doesn't even figure - it was suggested that as a non-drinker, I had an increased risk of heart disease.
I have tried to get insurance here but to date have drawn a blank on getting anything - everyone has stupid PEA clauses which mean even in an instance where Joe Average would be covered, you ain't: That is just plain wrong.
What is needed is basic cover for when serious shit happens and you are not in the position to help yourself. I don't mind paying a loading on long shot medical problems relating to something that happened 35 years ago.
anim8ed
If you are in the UK, talk to STA Insurance - they have VSO cover which lasts one trip or one year, which ever is the shorter. Costs around $700-800 and has common-sense pre-existing conditions (like a limit of 5 years no problem). And they let you ride motorbikes and other such fun dangerous things.
Yet getting medical insurance is virtually zero after BUPA refused to cover anything orthopedic. That refusal included being run over by a drunk-driver and breaking a leg - their argument is another healthy person might not break a leg is that instance. WFT!
They also discovered my father died of heart disease and my mother of a brain tumor. So their exclusions (on a policy I paid 70,000B - $2000), meant I had no cover for any heart related diseases, cancer or any injury caused by a fall. (on the basis the hip joint no longer works 100% and therefore my chance of a fall is higher): THe fact I don't drink and therefore have a much lover chance of falling over and braking something doesn't even figure - it was suggested that as a non-drinker, I had an increased risk of heart disease.
I have tried to get insurance here but to date have drawn a blank on getting anything - everyone has stupid PEA clauses which mean even in an instance where Joe Average would be covered, you ain't: That is just plain wrong.
What is needed is basic cover for when serious shit happens and you are not in the position to help yourself. I don't mind paying a loading on long shot medical problems relating to something that happened 35 years ago.
anim8ed
If you are in the UK, talk to STA Insurance - they have VSO cover which lasts one trip or one year, which ever is the shorter. Costs around $700-800 and has common-sense pre-existing conditions (like a limit of 5 years no problem). And they let you ride motorbikes and other such fun dangerous things.
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