Exactly this for me too, but only 8 years. Since a year or so I include my address and DOB in the description of the transfer because if I don't some crazy US intermediary bank won't pass the money on. They will take 10-20 USD though for their crappy service, so it doesn;t pay to transfer small amounts.ផោមក្លិនស្អុយ wrote:Interesting to hear that.
I’ve been transferring money here, personally and professionally, for 10 years and I’ve never had a transaction held up for weeks.
Normally arrives within 2/3 working days, but have also had it arrive next day. One time a large transfer was made to the wrong account number - completely the senders fault and whilst it was a pain in the ass to sort out, it didn’t take any longer than it would have done in the U.K.
A few years back using an intermediary bank was the norm and that added a day or two to the transfer. Now I never state an intermediary (maybe one gets assigned automatically though) and the transfer seems to get here quicker.
ATM fees
No, the fee is a set amount. If you withdraw 10$ you might end up with a 100% or even higher fee. Bring cash or withdraw as much as you can at once.Jethro69 wrote:Upps sorry, did miss it fly over the posts to quickly I guess.aem wrote:Jethro69 wrote:Maybank didn't take any fees last year, at least with my visa. Is that still the same, on the way to PNH next week and the walk to the ATM is one of the 1st things to do. When I remember well Maybank was the only one without a fee?aem wrote:Maybank now officially started charging 5USD per withdrawal (VISA). It clearly states this now as on screen message when you go to get the cash.
This means it does not matter which ATM I use anymore, correct? Or are there banks that charge lower fees?
So if I understood it correctly, It doesn't matter much which ATM I use, the fee is always around 1%, is that more or less correct? My bank used to reimburse ATM fees, but stopped that last year unfortunately
Confirmed, hit an ABA yesterday, 990$ 9.oo$ fee.GB8 wrote:ABA with Visa, $1000 $9.00 fee.
$1500 was $14 or $15.
I think I typed in 400$ first and the fee was still 9, I aborted that quickly.
This Atm offered Riel as well, I was inclined for a moment to go that route as I expected a better deal, but cancelled as I feared it would swallow my card while I was struggeling with the rates.
No idea what's the maximum amount though.
I'm with an internet bank, Everbank, located in the US. So long as I maintain a $2000 balance, they reimburse all my atm fees. It saves me about $20/month. I can transfer money to the account from other accounts; it is immediately available.
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What account is that?rgrowden wrote:I'm with an internet bank, Everbank, located in the US. So long as I maintain a $2000 balance, they reimburse all my atm fees. It saves me about $20/month. I can transfer money to the account from other accounts; it is immediately available.
their website reads the following (basic bank account):
That sounds like ATMs in the US rather than USD transactions. Is this the same as you have?EverBank does not charge its clients ATM fees at EverBank or other
financial institution ATMs.
Other financial institutions may charge our clients a fee for using
their ATM.
We will automatically reimburse our clients for other financial
institution ATM fees on U.S. ATM transactions during any month that
the average daily balance for the account is at least $5,000.
Still pretty good, I wished the UK had banks like that
Yes, but I only have to maintain 2k. It works worldwide, including here. No atm fees. No foreign country transaction crap, either.
In USA Charles schwab is supposed to have $0 international transaction fee. Never opened an account myself tho.