Cash advancing Visa credit card in Hanoi

Love it or loathe it, we all need it. This is a forum to discuss all aspects of money matters in Cambodia including banks, exchange rates, ATMs, insurance policies and savings products.
Reply As Guest Login & Reply
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Cash advancing Visa credit card in Hanoi

Post by ricecakes » Fri Dec 30, 2016 9:47 am

Anyone know where I can go to cash advance an HSBC credit card using an over the counter POS swipe machine that allows much greater advances than the retardedly restrictive atms ? I'm thinking a forex exchange maybe but can't find anything online...
Rated R for Ricecakes
Top
User avatar
Hanno
I am a Special Snowflake !!?!
Reactions: 63
Posts: 7703
Joined: Sun Sep 16, 2012 4:07 pm
Location: Siem Reap
Contact:
Contact Hanno

Post by Hanno » Fri Dec 30, 2016 10:03 am

ricecakes wrote:Anyone know where I can go to cash advance an HSBC credit card using an over the counter POS swipe machine that allows much greater advances than the retardedly restrictive atms ? I'm thinking a forex exchange maybe but can't find anything online...
ANZ and HSBC have larger withdrawal limits. I also believe that you can go to any Vietcombank to withdraw larger amounts.
"I realized that If I had to choose, I would rather have birds than airplanes."

Charles Lindbergh
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 10:10 am

Sitting in HSBC right now.
They're useless.
7.5m MAX out of ATM twice per day only
Cannot do larger over counter.

I swear the banking system here is medieval
Rated R for Ricecakes
Top
User avatar
Hanno
I am a Special Snowflake !!?!
Reactions: 63
Posts: 7703
Joined: Sun Sep 16, 2012 4:07 pm
Location: Siem Reap
Contact:
Contact Hanno

Post by Hanno » Fri Dec 30, 2016 10:15 am

ricecakes wrote:Sitting in HSBC right now.
They're useless.
7.5m MAX out of ATM twice per day only
Cannot do larger over counter.

I swear the banking system here is medieval
Tell me about it. The banking system is absolutely useless. Now consider that it is heaps better than when I first arrived 20+ years ago.... :-D
"I realized that If I had to choose, I would rather have birds than airplanes."

Charles Lindbergh
Top
Kampong Blues
I live above an internet cafe
Reactions: 1
Posts: 246
Joined: Thu Mar 13, 2014 4:27 pm
Location: Lopez Island, WA

Post by Kampong Blues » Fri Dec 30, 2016 10:26 am

Yesterday, the maximum withdrawal amount from the HSBC ATM here in Danang was 5.6M VND (about $250) with a 112K fee. I would assume that it is the same in Hanoi. The crappy Vietnamese banks usually have a 2M VND limit.

Mr. Ricecakes, if you are planning to do business in Hanoi in the future I suggest you switch over to Citibank. Their ATM max withdrawal is 8M VND with a 60K fee. The Citibank building is located on Trang Tien Street at Ngo Quyen, and they have the cleanest toilets in town. Citibank are also in Saigon but unfortunately not in Danang.
ALL BLUES with John Kessler on KNKX
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 10:40 am

The fee for 7.5m HSBC cash advance was 200k

Really only initially opened HSBC as they have good internet banking services with easy international transfers. Then I needed the visa for business travel..And the nightmare begins.

They've put me on to some financial agent who can advance 100m for 1.5m in fees.
Rated R for Ricecakes
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 11:16 am

Ok currently in the middle of a clandestine cash transaction in a coffee shop next to a VP bank . two young ladies from the bank obviously got a side business going on. If I get out of here with my kidneys intact I'll post further...
Rated R for Ricecakes
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 11:43 am

Just walked out of the coffee shop with a wedge of cash that would choke a dozen donkies. The girls NOT work for VP bank . I believe they have a souvenir shop and do this as a side business. a guy turned up with a swipe machine and a bag of cash and they charged me 2% not 1.5 but I'm happy with that . Before I left they said that if HSBC call centre contacted me about the large transactions I should say I was shopping and not cash advancing. Assuming the notes aren't all fake...I tHink I just made a very handy contact !!
Rated R for Ricecakes
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 12:12 pm

Phew...notes have been cleared back at HSBC and are all legitimate and thus the transaction completes.
Rated R for Ricecakes
Top
User avatar
violet
Suspicious Little Mad Woman
Reactions: 50
Posts: 18396
Joined: Mon Nov 30, 2009 9:48 pm
Location: About as far away as can be.

Post by violet » Fri Dec 30, 2016 12:23 pm

Wow. Good thing we cared for the running commentary ;)
The mind is not a vessel to be filled, but a fire to be kindled.
- Plutarch
Top
User avatar
YaTingPom
GoatFetishist
Reactions: 64
Posts: 7690
Joined: Thu Aug 28, 2014 10:04 pm

Post by YaTingPom » Fri Dec 30, 2016 12:38 pm

Hang on a cotton picking minute.

You're saying you've let some random hot chicks swipe your visa card?

:lol:
BANNED
Top
User avatar
Hanno
I am a Special Snowflake !!?!
Reactions: 63
Posts: 7703
Joined: Sun Sep 16, 2012 4:07 pm
Location: Siem Reap
Contact:
Contact Hanno

Post by Hanno » Fri Dec 30, 2016 1:37 pm

YaTingPom wrote:Hang on a cotton picking minute.

You're saying you've let some random hot chicks swipe your visa card?

:lol:
Oh-oh....
"I realized that If I had to choose, I would rather have birds than airplanes."

Charles Lindbergh
Top
User avatar
ricecakes
I Fap to 440
Reactions: 97
Posts: 9310
Joined: Mon Jul 23, 2012 9:05 pm

Post by ricecakes » Fri Dec 30, 2016 3:40 pm

They were both pretty fugly actually. If they're going to rort me I hope it's spent on new teeth, skin treatments and a face job !
Rated R for Ricecakes
Top
User avatar
scoffer
Tech Ninja / Kangaroo Baiter
Reactions: 51
Posts: 8583
Joined: Sun Mar 28, 2004 1:01 pm

Post by scoffer » Fri Dec 30, 2016 3:45 pm

ricecakes wrote:They were both pretty fugly actually. If they're going to rort me I hope it's spent on new teeth, skin treatments and a face job !

Them spending money on getting you new teeth, skin treatment, a bit of a tummy tuck and cutting out that extra chin you have all for 2% commission on your withdraws.
Never going to happen.
I refuse to go out with nothing more than a whimper followed by a small farting sound and a shit stain on my bed sheets..
Just thought I'd share that with you.
Top

Guest Reply


This question is a means of preventing automated form submissions by spambots.
 
Login & Reply
  • Similar Topics
    Replies
    Views
    Last post

Return to “Money, Banking and Insurance”