Can I deposit cash into someone else's ABA account?
Can I deposit cash into someone else's ABA account?
Can I walk into an ABA branch with just someone else's name and account number and make a deposit? Do I need to bring my passport?
You don't even need to do that, you can just stuff it in one of their machines.
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TheGrimReaper wrote: ↑Mon Sep 02, 2019 1:45 pmSlavedog, you do not belong on this forum as you talk too much sense.
But then I would need the person's ATM card right?slavedog wrote:You don't even need to do that, you can just stuff it in one of their machines.
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No, only their account number.saulkc wrote:But then I would need the person's ATM card right?slavedog wrote:You don't even need to do that, you can just stuff it in one of their machines.
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TheGrimReaper wrote: ↑Mon Sep 02, 2019 1:45 pmSlavedog, you do not belong on this forum as you talk too much sense.
No, you don't, all you need is his/her account number, that's all.
You can deposit money in the machines without a card? Wouldn't that create a risk that someone mistypes their account number and deposits their cash into someone else's account?
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A name appears after you've entered the number, so you should probably know the name of the person who's account you're depositing into. You also get a receipt of course.saulkc wrote:You can deposit money in the machines without a card? Wouldn't that create a risk that someone mistypes their account number and deposits their cash into someone else's account?
Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
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Hmmmm. Easier because the card can be duplicated you mean? (Edit re-read and see what you mean. But, why is account number more secure ?)Alexandra wrote:Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
Thanks for making me aware.
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Sorry I'm still with ANZR in the 1990s somewhere, I didn't join the ABA craze, although they're far ahead of the competition with a forward thinking strategy & execution. I agree with you on this one though, does seem a high risk, particularly in this country where people can't even keep a 4-digit PIN to themselves & family members are all too keen to rob their own brothers & sisters at the sight of a couple of zeros on a balance.Alexandra wrote:Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
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ut sint Guinness proxima morientis ori.
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Thanks. You guys were right. Used the cash in machine, put in the account number, no problem. Except I had a six digit number and needed to input three leading zeroes. There was a staff girl standing around who told me that.
Although what can you do with the card number if you do not have a) the 3 digit security code on the back of the card, b) the cardholder's smart phone and c) the cardholders PIN code to verify a transaction?Spigzy wrote:Sorry I'm still with ANZR in the 1990s somewhere, I didn't join the ABA craze, although they're far ahead of the competition with a forward thinking strategy & execution. I agree with you on this one though, does seem a high risk, particularly in this country where people can't even keep a 4-digit PIN to themselves & family members are all too keen to rob their own brothers & sisters at the sight of a couple of zeros on a balance.Alexandra wrote:Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
TheGrimReaper wrote: ↑Mon Sep 02, 2019 1:45 pmSlavedog, you do not belong on this forum as you talk too much sense.
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