I taken out large amounts of cash (large to me small to LJ) at the counter and just given my card. They’ve never asked for ID.
That’s scarier than any possible skimmer or logging device nonsense.
Can I deposit cash into someone else's ABA account?
Usually I'd agree, but a Khmer can currently easily be tricked with a simple "Hi, I'm from ABA, your name is xyz, account number 123 right? Ok, there's an issue with your ATM card, can you please give me {all the other stuff}" type of call. So much of this type of scam happening across banks & other FIs currently, there's a whole education happening akin to the old email Nigerian 419 scams we got back in the early days of emails & even dopey Westerners gave out all their information oblivious to the dangers.slavedog wrote:Although what can you do with the card number if you do not have a) the 3 digit security code on the back of the card, b) the cardholder's smart phone and c) the cardholders PIN code to verify a transaction?Spigzy wrote:Sorry I'm still with ANZR in the 1990s somewhere, I didn't join the ABA craze, although they're far ahead of the competition with a forward thinking strategy & execution. I agree with you on this one though, does seem a high risk, particularly in this country where people can't even keep a 4-digit PIN to themselves & family members are all too keen to rob their own brothers & sisters at the sight of a couple of zeros on a balance.Alexandra wrote:Then the machine has your card number. Some may consider that a problem. This type of behavior trains you to become an easier skimming target.violet wrote:I always used card number rather than account number
I'm baffled by idea that deposit machines accept card number for input. Spigzy, PCI-DSS audit nightmare? Transmission security, tampered keypads, a programmatic interface that allows silent credit card validation... Credit card numbers stored on someone's Windows XP logfile. I would stick to account number.
There's little going on in the way of NBC or government education programs to this sort of nonsense, so it'll take a whole bunch of people to be scammed and lives destroyed before word of mouth education is complete. Nasty.
Meum est propositum in taberna mori,
ut sint Guinness proxima morientis ori.
tunc cantabunt letius angelorum chori:
"Sit Deus propitius huic potatori."
ut sint Guinness proxima morientis ori.
tunc cantabunt letius angelorum chori:
"Sit Deus propitius huic potatori."
The bank teller would usually pull up your profile and be able to make a visual identity check, so you're mostly safe. Plus points to ANZ on this one, when I grew a beard I somehow looked entirely different to my ID on record at the bank and the teller challenged me on my ID & some security questions. All seemed a bit farcical, I mean who falls for the "add a beard" disguise?! - but happy nonetheless that she took the necessary steps; got a feeling other queue factory banks like Acleda & Canadia probably wouldn't bother, but maybe I'm wrong.YaTingPom wrote:I taken out large amounts of cash (large to me small to LJ) at the counter and just given my card. They’ve never asked for ID.
That’s scarier than any possible skimmer or logging device nonsense.
What would be worrying is if you just sent another foreigner to do that transaction with your card & no ID ... we all look the same right? Go on, give it a go & report back!
Meum est propositum in taberna mori,
ut sint Guinness proxima morientis ori.
tunc cantabunt letius angelorum chori:
"Sit Deus propitius huic potatori."
ut sint Guinness proxima morientis ori.
tunc cantabunt letius angelorum chori:
"Sit Deus propitius huic potatori."
The account number is great to have to send money to you. Otherwise it's pretty much useless other than to verify that you are a bank customer. Can't skim an account number.violet wrote: Easier because the card can be duplicated you mean?
You would think they could execute all their forward thinking into resolving account numbers from phone numbers. No, too easy and safe, better have the card number entered. Haha, I think the display even shows typed numbers like the eCash code prompt.Spigzy wrote:I agree with you on this one though, does seem a high risk, particularly in this country where people can't even keep a 4-digit PIN to themselves & family members are all too keen to rob their own brothers & sisters at the sight of a couple of zeros on a balance.
You can annoy the hell out of someone who thought their card would work for their holiday.slavedog wrote:Although what can you do with the card number if you do not have a) the 3 digit security code on the back of the card, b) the cardholder's smart phone and c) the cardholders PIN code to verify a transaction?
You can abuse the underlying functionality of the machine by feeding it a list of potential card numbers and receiving feedback to determine which ones are valid and who they belong to. Normally stolen credit cards are verified by attempting to perform very small transactions (cents). If the payment is accepted the criminal marks the card as valid.
You can use the card number to verify identity on various online services to hijack someone's email or other services paid for with the card.
You can potentially impersonate the card holder when talking to bank support.
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